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The 15th Finance Commission has recommended FRBM borrowing limits of 3 - 4.5% of GDP for State governments for FY 2021-22. Is this a reasonably good range for States to operate within during this year?

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The Business Standard carried an article on "Microloans with over 30-days dues up by 11% in Dec'20." Do you think Micro-Finance Institutions will see higher NPA provisionings in the next 3-5 years?

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